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These Two Words Will Get You OUT of the Rat Race

Hi everyone.

My wife and I enjoy playing the board game Cashflow 101.  It is a very fun and sometimes frustrating game that teaches you how to recognize opportunities to increase your passive income.

The main goal of the game is to Escape the Rat Race.  When your Passive Income exceeds your Monthly Expenses then you can FIRE YOUR BOSS and still live your current lifestyle.  In the board game itself this is called Escaping the Rat Race, and then you live on the Fast Track!

Last night we had our monthly Cashflow 101 game night, and I had my best game ever!  I was playing a Mechanic who had expenses of about $1300 per month and a salary of $2000 per month.  This means that every Payday he was able to put about $700 in his pocket after all the expenses were paid for.

In the game you get different Opportunities to buy or sell businesses, stocks, mutual funds, limited partnerships, start ups, land, gold, and real estate.  You can use your own cash, or borrow from the bank at high interest rates.

In the game I played last night I bought 5,000 shares of a $1 stock, using a bank loan.

I then flipped the stock when it rose to $20!

This put $100K in my pocket, which I was able to use as a downpayment on a Pizza Franchise.

The Pizza Franchise then paid me $5,000 per month in Passive Income.

This was well in excess of my monthly expenses, and lickety split I was out of the Rat Race and on to the Fast Track!

I have been playing this game for about two years and have played something like 20-30 times.  Last night I had my best game ever, and I understood something new about the game that I hadn’t realized before.

Repetition is one of the keys to learning. If I wasn’t convinced of it before, I certainly am now.  Whatever you are doing to improve yourself – keep doing it – and do more of it!

If there is a great book, movie, CD, or DVD that motivates you and educates you, don’t just read it once and put it on the shelf.  Go back to it again and again and again. Open your mind, relax, and allow yourself to really absorb the lessons.

Recognize the opportunities around you.

In Cashflow101[and in life!] there are Big Deals and Small Deals.  The Big Deals cost over $5,000 USD, while the Small Deals cost $5,000 USD or LESS.

You absolutely can Escape the Rat Race using nothing but Small Deals!

What kind of Small Deals do you have working for you in your own life?

You see, one thing I have learned is that everyone can afford to become financially free, its just about the choices you make.

You will spend $5,000 this year.  No doubt about it.  Many of you will spend $5,000 in the next couple of months.  Some of you will spend $5,000 this month.  There are even a few of you who spend $5,000 each and every month.

The difference is – what are you spending it on?

How is that spending going to get you financially free?

I know everyone wants a short cut.

So in this case, as a gift to you for reading my blog, I am going to condense the entire collected works of Robert Kiyoaski down into TWO WORDS…

I have spent hundreds of hours and tens of thousands of dollars reading his books, playing his game, attending his seminars, attending his classes, listening to his CDs, and watching his DVDs, and I am going to distill all of this knowledge down into two words that may take you all of 10 seconds to read….

Are you ready?

Here they are:

BUY ASSETS!

Have fun, good luck, and let me know what you think!

Get OUT of the Zone

You have probably read here there and everywhere about how you will reach your peak performance, perform better, and be more productive when you are in the ZONE.

Today I’m going to talk to you about why you want to get OUT of the ZONE – and stay out!

I’m not talking about your performance zone though, I’m talking about your Comfort Zone.

Being the best that you can be is kind of like being a shark.  A shark must be constantly moving forward to eat, live, and survive.  To get the most out of your life you need to do the same.

I worked for years as a Sales Manager dealing with commissioned sales people in various professions.  And the Comfort Zone was, and is, a known phenomena in sales.  It explains why one salesperson consistently earned $25K/year, while another would consistently earn $50K/year.  The $50K sales person did NOT work twice as hard as the $25K sales person, she just had a different level of comfort.  Mr. 25-a-year knew exactly what he had to do every year to earn his $25K.  Mrs. 50-a-year also knew exactly what she had to do every year to earn her $50K.  As a sales manager, I would do everything I could to push my sales people out of their comfort zones, and get Mr. 25 to become Mr. 30 or at least Mr. 27-and-a-half.

I’m not your sales manager, so you have to be your own sales manager.  And by the way, this applies in all aspects of your life, not just in sales.

If you aren’t living the life of your dreams, why not? Chances are, whether you admit it or not, its because you are comfortable.

Yes, you may fuss and complain about this or that aspect of your life, but until your level of discomfort is greater than your current level of comfort, your life will not change.

That discomfort can come from a life event such as being fired from your job, quitting your job, a health issue, a divorce, or even the death of someone close to you.  This is also called a Shock.  Or, it could simply come from when you run out of time in this world, and end up six feet underground.  This is called the Shovel.

One way or another, your life will change.

It can be from the Shock or the Shovel, or it can be by Choice.

What are you doing with your life?

What do you want to do with your life?

What goals do you have for yourself?

How are you going to achieve them?

There are no easy answers, no fast results, but I can assure you that in order to get more, you have to become more.

Yes, I know, it is very comfortable on that couch.  Mmmm yeah.  Oh look American Idol is on.  May as well sit here for another hour.

You know what?

While you’re sitting on your butt watching TV, someone else is living a life you never dreamed about.

Don’t get me wrong, I’m not picking on TV or American Idol, I’m just using this as an example.  Everyone needs some fun time or down time in their lives too.

But if that’s all your life is – that’s your choice.

Me, I’d rather push myself out of my Comfort Zone.

How about you?

No Regrets

Beautiful super fantastic cool sunny and breezy spring day here in Dover, Delaware!  I had a lovely morning with my wife and kittens, fresh from scratch pancake breakfast.  I spent a half hour or so out back enjoying the sunshine, the birds, the squirrels, while I was reading the Little Voice Mastery book, which got me to thinking….

Life is really short, you know?

Mother’s Day recently passed, Father’s Day is coming up next month, and when I get to thinking about my parents I reflect on their lives, as well as my own.  My mom died way too young, in her mid 50s.  My dad passed away a few years ago, he was in his mid 60s.

My mom was Puerto Rican, met my father in New York City in the 60s.  My dad was Irish, raised in Delaware.  They met, fell in love, moved to Ireland, had a son.  Moved back to Delaware, had a daughter.  They lived good lives.

When I reflect on their lives, however, I realize that there is quite a bit about how they lived their lives that I never understood.  Probably never will understand.  I consider myself fortunate that I was at peace with both of my parents before they died.  I can only hope that they lived and died without regrets.

There are so many things to do in this life, and only a limited number of days in which to do them.  Enjoy it while it lasts!

Whatever it is that you really want to do – DO IT!

Oh.  Beans wants me to remind you to take time out for play. lol

Anyways.

Like everyone, I’ve had my share of heartache and pain, gain and loss, sorrow and joy in my life.  But on reflection, if I had to do it all over again, I wouldn’t change a thing about what I’ve done.

You see, one thing I always heard about from my dad was that he “should have been” a college professor.  He wasn’t.

I made the decision long ago and far away, to do what I could to live life without “shoulda beens.”

You see, life is too short for regrets.

Don’t make excuses.

Do what you are meant to do.

This life is yours to live – live it!

Can you master your Little Voice?

Hi everyone.

Well now that I have finished reading Blair Singer’s book on building a business team, I have started in on his book Little Voice Mastery.  It is basically about that inner voice that speaks to you throughout the day, giving you positive, and sometimes negative, feedback – depending on the situation.

I read the introduction and was looking forward to diving into the book when I saw the notice from Blair.  He insists that you complete your little voice mastery “diagnostics” on his website before you read the book.  This is kind of a check point, so you can take the test again after reading the book.

I was hoping the results would be somewhat meaningful, and perhaps emailed to me so I could share them.  The site gave a bar graph representation of the different areas of little voice mastery, with a rating from 0-3 for each area.  Three being the highest rating, zero being the lowest.

It is probably just as well that I can’t reproduce the results here, because I scored a three in a handful of areas, some twos, ones, and yes more than one ZERO!

At this point I’m going to rewind the tape to when we first saw Blair’s presentation at the Rich Dad Forum.  I liked that he was a good presenter, and had written books on business teams, and sales, which are two areas I’m very interested.  He also gave an overview of his Little Voice Mastery System.  Well, all my voices were impressed by his information and approach about sales, and we ended up purchasing a bunch of his stuff.

My Little Voice said – “we don’t need that stuff on Little Voice Mastery! We are doing just fine without Blair!”

I think of myself as being confident, personable, successful, and deserving of success – among other good qualities.  All day every day.

I also know that I tend to have a bad (!) temper, that I watch over all day every single day.  I have known this since I was about 8 years old.

Other than needing to watch my temper, I figured I had a pretty good control over this so called Little Voice….

Well let me tell you folks, it is easy to control your Little Voice when things are going well, but if you find yourself in a stressful, painful, or emotional situation believe you me your Little Voice will go CRAZY!

And when I say you, I mean me!

My Little Voice has been going absolutely bonkers this week.  Pretty much all week long.  Everything came to a head yesterday when I completely lost control of my temper over something relatively minor in my life.  Ooops!

So, in spite of my Little Voice’s protests, I know it is time for me to learn more about my Little Voice, and how to master it.  The diagnostic test only confirmed what I already knew.

I’m curious to see how effective Blair’s techniques are, and if I score any better on the test after I finish reading his book.  I’ll keep you posted.

I hope you have a good awareness of your own Little Voice, and take good care of yourself, and those around you, every day.

Have fun, and good luck!

Code of Honor?

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I just finished reading the Blair Singer book: The ABC’s of Building a Business Team That Wins.  It was a very interesting read, the gist of it is that all successful teams have a Code of Honor that they live by.  In the book Blair details how to develop a great Code, how to get all team members to abide by the code, and the importance of everyone agreeing to “call” each other on code violations.

One of the key lessons taught in Robert Kiyosaki’s works is that business is a team sport.  When we go to school we are taught how to be Employees.  We can’t collaborate with others, that is called “cheating.”  We compete with each others as individuals.  Some of us are fortunate enough to have the experience of playing on a team in sports, but how many of us recognize how essential it is to have team support in life?

In our real estate investing courses, one of the key points we hear over and over again is the importance of a Power Team.  Power Team Power Team Power Team.  Over and over again!  It can drive you crazy, but repetition is one of the keys to learning.

Point being, without a Team, it will be very difficult if not impossible to survive on the right side of the Quadrant.  That is, as an Investor or Business owner.  To make that transition, and develop a Team, will require pushing yourself out of your comfort zone, at least for most people.

I am fortunate to have some key members on my Power Team.  First and foremost is my wife Amanda!  We also have a great CPA, two good attorneys (so far!), a fantastic Estate Manager for our Second Life business, and great upline and downline team members in our network marketing business.

By surrounding ourselves with so many positive people, we are able to accomplish more than we otherwise could.  We are also able to avoid mistakes we would otherwise have made.  One of my favorite concepts from Kiyosaki is – if you are the smartest person on your team, you are in trouble!

Look to surround yourself with people who are better than you, who inspire you to do more and to become a better person yourself.

I thought it was curious that at the end of Blair Singer’s book there is an offer of several free tests, tips, and articles that will “take yourself and your team to the next level” – but they point to a dead domain name!  I called Blair’s office and they suggested all the information can probably be found on one of his other websites.  Sure enough, I found the team diagnostic test, which gave me the following results:

“Based on your personal score, this is your overall grade:

A – You are an incredible team player. (If you are telling the truth!)

Based on the total of your team’s score, this is your team’s overall grade:

A – Awesome team. I’m coming to your workshop!

After comparing the results of your team’s answers and your answers, this is our assessment:

You are an honest team member regardless of the team’s scores.”

Yay for my team, right?!  hehe

Unfortunately, at the bottom of the email, and also from the website, there is a link pointing back to the dead domain!  It takes all of about 30 seconds to forward a domain name.  I told that to the nice lady at Blair’s office, and I also sent Blair a note on Twitter.  I’m curious to see how quickly they will fix that issue.

Amanda and I were fortunate enough to see Blair speak at the Rich Dad Forum in February, so I don’t doubt that he is a man of integrity.  However, perhaps it is time he took a break from his schedule to assess his own team’s Code of Honor….

Coincidentally or not, today is also the launch of our friend Brian Owens‘ new website.  Earlier this year we went through an 8 week training program with Brian.  We learned a TON about affiliate marketing, and we created from scratch 5 review websites.  We also earned a few hundred dollars in comissions, and even sold one of the sites for $300!

Remember how in an earlier post I wrote about the PIGs that shall set you free?  Well with Brian’s help we now have four active PIGs that will bring in a couple hundred dollars a month on auto-pilot, without us having to do another thing except cash the checks.  Love it!

Here’s hoping that you build successful teams in all aspects of your life, and that you develop your own Code of Honor that will help you thrive.

Have fun, and good luck!

Lessons from the course

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Hi everyone!

When we were feeling some stress a month or so ago and re-evaluating our goals, my wife assured me that everything was going to be fine, but it was essential that I play more golf!

I know some of you are reading this and going – no way, he must be joking! – but I assure you that is exactly what she said.  Amanda knows that when I golf it helps me relieve stress, get more exercise, and get fresh air.  That last one is so important especially for those of us who work from home.  It is absolutely essential to get out there and get fresh air on a regular basis, and take a break from the screens.

I used to golf at the local, public, par 3course, which is small, flat, and easy.  Then after a bit of time we both realized it would help us to get out of the house more and meet more people, so we put it on our goal list to join a local country club.  About two months later we did exactly that!

Now don’t get me wrong, I’m not a golf fanatic, but I do enjoy it.  Sometimes I learn more off of the course, or from the other players, than I do on the course while playing.  Golfing, and in particular belonging to the country club, puts me in contact with people I would not otherwise befriend.

One of the cool things to me about golf is it is one of those rare sports that can be enjoyed at any age level.  I remember when I first started golfing, up in Syracuse, New York, there was an older gentleman I used to see on the course.  He must have been in his 80s, and he used a walker to help him get around the course.  His walker was modified so it had three pegs on each leg of the walker, which allowed him to carry a few clubs with him, horizontally.  Here was a man who could barely walk, but I guarantee you he was a much better golfer than me.  Probably still is!

Yesterday while I was warming up before my feeble attempt at playing 9 holes, I got to chatting with a man who I’m guessing is in his 60s.  He was telling me about the various health conditions he has survived, including prostate cancer, and heart replacement surgery!  If I hadn’t had chatted with him, I would have thought he was in his late 50s at the oldest.  He told me about how he has had his current heart for four years, and that the heart came from a woman who was in her 30s and had a bicycle accident.  Her daughter is now his adoptive daughter in a loose sense.  She checks in on him on a regular basis, and will visit him to listen to her mother’s heart beat in his chest.

Wow.

I’m not going to hop on a soap box about the importance of being an organ donor, but a conversation like that really makes you think…

After I exchanged numbers with this man so we could play a round together later in the week, I grabbed my walking cart and set out to play the back 9 holes.  I knew after the first hole it was going to be a long afternoon, so when I saw someone coming up on a riding cart I sat and waited at hole 10.  When she caught up to me I encouraged her to play through, but she insisted that I join her for the remainder of the rounds.  She assured me that yes she could help me find any stray balls, so I jumped in her cart and away we went!

Let me tell you folks, this lady has the patience of a saint.  I must have hit my ball into every tree on this course, and this is a course with a ton of trees!  She helped me track down my errant shots, and gave me a few pointers along the way.  We were getting close to the end of our round when she revealed she had three children who were all older than me!  I couldn’t beleive it.  I wouldn’t have pegged her as being old enough to have children in their 40s, but that was the case.

I’m grateful for my health that allows me to get out there and enjoy an afternoon of golf.

I’m grateful for my wife who is so supportive of my goals.

I’m grateful to my new friends Loren and Connie for reminding me to enjoy every day, and giving me hope that in time I may be able to play as well as they play today!

Whatever you do for exercise or to meet new people, take the time to get to know people of all age groups.  If you can find a common interest, all the better.

Here’s hoping that you live a long, happy, and healthy life!

F.O.C.U.S.

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“Follow One Course Until Successful”

- Why We Want You To Be Rich by Trump & Kiyosaki

“[newer company] is the new Social network that pays.

It was started by one of the owners that left [just launched company] because of how poorly it was being run.

It is already 100 percent better than [just launched company].

Get a free account now and decide later if you want in it as a business.
Hold your spot now.

[newer company] Referral Link
Sign up for free.
Get in early.” – message from a Facebook friend

I have noticed that the more good quality material you can force into your brain, the more you can make connections between things, see more possibilities, and increase your awareness of paths to success.

Last month I finished reading Your First Year In Network Marketing by Mark & Rene Yarnell.  They devote an entire chapter to the topic of Focus. I quote from Chapter 6 “Fending off the Scatter Bomb”

“[T]he Scatter Bomb is a mental explosion that diffuses the focus of distributors, causing them to… frantically follow any and every new network marketing system that comes along.”

There is a new network marketing company that was hyped by many of my Facebook friends over the last few weeks.  Everyone seemed so excited about the possibility of getting in during Pre-Launch and being able to position themselves in the matrix so when this company launched they would all be rich-rich-rich! A few days after this company launched, I got the above message from someone who had been a big cheerleader for the launch.  Hmmm it looks like the Scatter Bomb found another victim!

It can be soooo difficult to FOCUS, especially for new network marketers or anyone using the internet to build their fortune.  Every day we are bombarded with email ads, instant messages, banner ads, text ads, Google ads, pop ups, pop unders, all promising to make us RICH RICH RICH if we will only buy into the latest book, tape set, personal development course, or pre-launch matrix.

If you want to succeed in network marketing, in real estate investing, as an entrepreneur, it is so critical to maintain that focus, and as Robert suggests, Follow One Course Until Successful.

If you have a network marketing or MLM business, is your primary program with a stable, established company?  Does it have a good history of paying on time?  Does their compensation plan make sense to you?  Is it lucrative?  Do they have a product or service you believe in and can represent with integrity?  If you can’t answer Yes to all those questions, do some research, and find the right company and opportunity for you.  Do the research first, so you do not become another victim of the Scatter Bomb!

Give yourself the time needed to become successful and reach your goals.  The Yarnells write about a four year plan, while Kiyosaki suggests you give yourself five years in network marketing to learn the necessary skills to become a success.

Keep in mind that most network marketing plans are designed to provide you with massive residual income once your business is built up.  This may mean that you need to do some retailing or find some other source of income as you build your business.

Whatever your wealth vehicle is, master it before you attempt another course of action.

Amanda and I went to the Rich Dad Forum in February, where we learned a lot and met some great people and heard some great speakers.

One of the stories that really stuck with us was told by Martin Roberts.  He is a writer, real estate rehabber, and does television shows on BBC.  This is kind of one of those “you had to be there” stories, but he related how he was on his tv show doing and interview with several women who were in a pop band.  They were, as he put it, drippingly gorgeous.  He asked them – if he wanted to become the leader of a pop band, what would he have to do.  The pretty singer looked at him and responded, in her thick British accent, “you have to F’cus“  Martin was stunned at what he was hearing!  It sounded like his wildest fantasy was coming true.  He looked at his assistant director, who shrugged.  Martin tried again, asking, what would he have to do to be successful?

“F’c-us!

You must FOCUS to be reach your goals!”

Pay Pal Warning!

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Hi everyone.

I will do my best to keep this blog positive, helpful, and informative, but this morning I’m afraid it will only be 2 out of the 3.  I’m going to use my little virtual soap box to rant/vent against a certain payment processing company that is a subsidary of eBay.

Getting straight to the point – fair warning to everyone who earns a living online – Pay Pal is not a bank!  They can and will freeze your account at any time, without warning, and without possibility for appeal or correction.  It happened to us a few months ago, and it has happened to many other internet entrepreneurs.

I will spare you the details, but the short version is I have used Pay Pal for years without a hitch, then one day POOF both of my accounts are frozen.  When I called them to ask why, they said they couldn’t tell me, since if they told me why I might be able to figure out a way around it (?) !

For those of you who are friends of mine on Facebook this is an old story already.  The reason I am revisiting it is this morning I got an email from PayPal asking me to “Please Restore Your account Access.”  Like an idiot I logged into each accounts, only to go through the same loop I went through the last time. Bleh.

I called them, they agreed that no, there is nothing I can do to restore my account access, ever.  So I asked them to *please* not email me any more.

Point being – if you are using Pay Pal, keep as little in the account as possible.  Also, be careful when linking your Pay Pal account to your bank account.  I have read of situations where Pay Pal reached into someone’s bank account and took money from them long after their Pay Pal accounts were frozen.

We set up a merchant account for our Segarra Estates business, but after one month we decided to stick with using Google Checkout instead.

Google Checkout is a payment processor also, but it works differently from Pay Pal.  To use Google Checkout as a merchant you have to link it to your bank account.  Any payments you receive are deposited straight into the account, after Google takes their cut.  Works great for me!

I am well aware that Google Checkout could, at some point in the future, decide not to process our payments.  This doesn’t concern me much because – 1. They do not keep a balance and 2. We already have a merchant account we can reopen if we need to.

The disadvantage of Google Checkout vs PayPal is Google Checkout doesn’t allow for recurring payments (subscriptions) – yet!  This has caused a small wrinkle in our Second Life business, since we used to have a reucrring payment option for our residents.

Again, if you earn your living online, beware of PayPal.  If you are using PayPal now, I strongly encourage you to seek out a Merchant Account option, and/or set up your Google Checkout account – Before you need it.

That way if and when you run into issues with PayPal, you can keep doing business without losing too much time or money.

Have fun, and good luck!

How We Generate Infinite Returns Using OPM & OPT

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Hi everyone.

As you may know by know, my wife Amanda and I work from home building multiple streams of income using the power and leverage of the internet.  We have a network marketing business, an affiliate marketing business, and also we do a bit of website flipping for profit.

Our “bread and butter” business is our Second Life land business.  We started the business in September 2007, spent months getting it into profit, and since then we have been expanding the business and enjoying the rewards!

Everywhere we go people are interested in that business more than any other, especially when we truthfully tell them we are “virtual” landlords.

I just wanted to take a few minutes to share with you a snapshot of our business, and how we are using Other People’s Money and Other People’s Time to generate infinite returns.

The world of Second Life has many different types of land, but for this post I will focus on what is known as a sim, which is basically a virtual island.  The core of our business is taking each island and renting it for a net positive cash flow of roughly $50 per month.

There are different ways we can acquire one of these islands, but the most straightforward way is to purchase one for “retail” directly from Linden Labs, the creators of Second Life.  The retail cost of one of these islands is $1000 USD, with an ongoing maintenance cost of $295 per month.

Let’s say we wanted to purchase one for $1000, and take the $50 per month as profit.

What would our return on investment (ROI) be?

In this case, the return is 5% per month, for a 60% return per year!  Not too shabby right?

What could we do to improve this return? 

How could we possibly do better than 60% ROI?

Well the easy and obvious answer is to use borrowed money for the initial purchase (OPM).  If we are able to create the same investment, and still put cash in our pocket every month, then we have in effect created an Infinite ROI.

Let’s say we go to an investor, who we shall call Mr. Visa.  We agree to pay our investor a generous 3% payment monthly on his initial $1000 investment.  So, we pay Mr. Visa $30 per month, which still leaves us $20 per month to put in our pockets.

We have now created a $20 per month cashflow out of nothing!

Mr. Visa is getting 36% ROI, while we get an Infinite ROI.

Who has the better deal?

We even have room in the deal to hire help (OPT) to manage our investment, collect the payments, and make sure we get paid!

If these numbers don’t excite you, add a couple of zeros.

Let’s say you invest $10,000, and we agree to pay you $300 per month cash flow.

You are now getting the 36% return we were going to pay Mr. Visa!

In the meantime, we created a passive, ongoing, residual income of $200 per month for ourselves.

As hard as it may be for you to believe, this example is actually a worst case scenario for us in our Second Life land business.  We have some islands that generate over $100/month cashflow each, and we currently average aprox $75/month/island.

This use of OPM and OPT allows us to concentrate on building other businesses and increasing our passive cashflow, while knowing that our essential expenses are covered by our “bread and butter” business.

This is called Leverage.

How can you apply the power of leverage in your own life and business?

Can you find ways to create Infinite Returns on your Investments?

Have fun, good luck, and let me know what you think!

The Cats Shall Keep You Sane

This morning I was considering what to write about today, and as I sat down to write my cat Beans was very insistent about climbing into my lap!  She is a real sweetheart but sometimes she can be a bit pushy!  So in deference to Beans and also our other cat Cassie, I had to give props to my cats.

We have had these cats since Christmas and I have to confess I am not really a cat person.  Not at all.  When I was a kid growing up we had cats and dogs in the house, and I have known some cats over the years, but I have to admit I was always partial to dogs.  Later in life when I lived in apartments I kept guinea pigs and also bunnies, so having these pushy creatures in the house who insist on getting attention is still very new to me.

Cassie is my favorite (shhh! don’t tell Beans) but really I love them both.  Cassie is a little bit more aloof more the traditional cat.  This morning while I was reading the paper she chirped and poked at me until I snuggled her in my lap.  That was nice!

Beans is a sweet cat too but she is a little stinker in more ways than one.  Let’s just say she lives up to her name….  That issue aside, I think she thinks she is a dog!  Again, I have never kept cats before so I don’t know how to compare, but how many cats play fetch?

We live in a 2 story home, plus basement, and our office is on the 2nd floor pretty much right at the top of the stairs.  One of Bean’s favorite things to do is to play fetch.  She will insist that I throw something down the stairs for her, then while I try to get some work done in that 30 second break she runs down the stairs, fetches the toy, and plops it at my feet again.  Rinse and repeat.

Sometimes she drives me crazy, but Cassie and Beans both do a good job of keeping me grounded, reminding me to take time off and enjoy the day.

Working at home like we do it is so easy to get caught up in the computer for hours on end without taking a break.

So – thanks to Beans and Cassie for being so sweet and loving.

I hope that cats or no you take time out every day to have fun, play, nap, and snuggle!

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